The Federal Tax Service is reaching a new level of control over the money of Russians. The authorities are preparing a mechanism that will allow tracking unofficial income in almost real time — even outside of inspections.
The essence is simple: The Central Bank will begin to transfer data to the tax authorities on accounts where there are signs of regular receipts — whether it be transfers from other people or income similar to entrepreneurial income. Cards, electronic wallets and any channels through which money flows may fall under attention.
If earlier the tax authorities came for statements after the start of the audit, now they will be able to request data in advance — simply on the basis of suspicious activity. In fact, we are talking about a transition to continuous monitoring.
The main risk area is P2P transfers. Formally, these are "transfers between individuals", but it is through them that payments for services, part-time jobs and unregistered businesses often pass. Now such operations want to be systematically analyzed and separate "gifts" from real income.
Which transfers will fall under the filter will be determined separately — the Federal Tax Service and the Bank of Russia will prescribe the criteria and frequency of data transfer. But the general vector is already clear: control will become permanent, and not only after the start of the audit.
According to the authorities, this should "whiten" the economy and reduce gray schemes. For the Russians themselves, this means one thing — the usual transfers "to the card" will increasingly be regarded as potential income with subsequent questions from the tax authorities.
The bill has already been approved by the government commission and may significantly change the rules of the game for everyone who earns outside the official system.
