Russian banks are discussing the possibility of temporarily suspending cash withdrawals at branches if there are signs that a client is acting under the influence of fraudsters. This is reported by Izvestia.
The initiative was announced at the Ural Forum on Cybersecurity in Finance. It concerns the extension of the so-called "cooling-off period" - a mechanism already used for online transfers - to operations at bank office cash desks.
The initiative has already been supported by "T-Bank" and "Sber". "NSPK" and banks "Dom.RF", "Zenit" and "Novikom" also confirmed their readiness to discuss the innovation.
The essence of the proposal is to grant branch employees the right to temporarily suspend the issuance of a large sum of cash and further clarify the circumstances of the transaction. Currently, the bank is obliged to issue funds to the client upon first request, even if his behavior raises suspicions.
Market participants note that after strengthening control over remote transfers, attackers began to more often convince victims to personally come to offices and withdraw money through the cash desk. Unlike ATMs, where limits apply, there are often no restrictions in branches, and further movement of cash is almost impossible to track.
