About 30% of Russian banks cannot accept the digital ruble due to outdated IT infrastructure. This is reported by journalists, citing a survey of more than 150 IT specialists from banks.
It turned out that more than 20% of banks are ready to introduce the digital ruble. Half of the respondents believe that they are halfway to readiness, and 14% are concerned about data security.
The digital ruble requires processing large amounts of information, which increases the risk of cyberattacks, IT specialists note. The launch of the digital currency is proposed to be postponed to 2027.
To work with the digital ruble, banks need to integrate new systems with existing ones. Testing still raises many questions. Many small banks cannot invest in new technologies, which also slows down the process of introducing the digital ruble, experts note.
The digital ruble was officially introduced in 2023, but its mass use was postponed from 2025 to a later date. The head of the Central Bank, Elvira Nabiullina, confirmed that banks are asking for a delay, although the pilot project is proceeding successfully with the participation of 15 banks.
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The Central Bank wants the digital ruble to be available to Russians in 2025
