AvtoVAZ has introduced new loan offers that allow you to take a loan for up to 7 years. The decision of the auto giant was a response to the increase in demand for car loans. The average loan term in recent years has increased to five years, and some banks offer even longer programs.
AvtoVAZ's subsidiary bank, Avto Finance Bank, now offers loans for the purchase of new Lada cars. The maximum loan term is 7 years, and the interest rate ranges from 20% to 23% - it all depends on the size of the down payment.
For example, when buying a new Lada Vesta in the Comfort configuration with a manual transmission, costing 1,525,000 rubles, and a down payment of 30% (457,500 rubles), the loan amount will be 1,067,500 rubles. At a rate of 23% per annum and a term of 7 years, you will need to pay 25,670 rubles monthly. The total overpayment on the loan will reach 1,088,780 rubles. The total cost of the car will be 2,613,780 rubles.
AvtoVAZ also offers loans with an attractive rate of 0.01%, but only for a period of up to two years and with a down payment of more than 50% of the car's cost.
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