Russian banks will be able to limit money transfers to 100 thousand rubles per month if the sender's data is in the Central Bank's database, but no criminal case has yet been opened against him. Currently, banks can either completely block transactions on such cards or not apply any restrictions.
Currently, banks are required to block cards and online banking of clients if the Ministry of Internal Affairs has reported fraud involving them. If there is no such information, the bank may, but is not obligated to, block the card.
The new law proposes another measure: if a bank does not block the card of a client who is on the list of fraudsters, it will be able to limit his transfers to other people to 100 thousand rubles.
In this case (when the bank has the right, but not the obligation - ed. note), according to the bill, it is supposed to limit the client's transfers of money using ESP (electronic means of payment - ed. note) in favor of other citizens to an amount of more than 100 thousand rubles per month (p2p-transfers), if the bank did not use the right granted to it and did not prohibit the use of an electronic means of payment to a person from the Bank of Russia database.
This restriction will be in effect as long as the data is in the regulator's database. This rule does not apply to payments to legal entities.
Earlier, the Bank of Russia warned about a new fraud scheme related to the creation of a virtual image of a bank card. Attackers call potential victims and convince them that they want to steal money. To "save" funds, it is proposed to urgently install an application that is allegedly developed by the Bank of Russia.
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