If a Russian investor's crypto asset is blocked by a foreign party, the digital depository will not be obliged to automatically return its value. This risk will remain with the asset owner, stated Deputy Minister of Finance Ivan Chebeskov.

Simply put, a depository is only responsible for what is under its control. If it incorrectly accounted for an asset, made an error in storage, or illegally disposed of a client's funds, the intermediary itself should be held accountable.

However, if the problem arose outside its infrastructure — for example, a foreign issuer restricted access to the asset — the depository is not obliged to compensate the investor for losses.

This is an important nuance of the new cryptocurrency regulation. The emergence of official intermediaries makes operations more controllable, but does not turn digital assets into a fully protected instrument. External risks, including potential blocking, still remain with the investor.

That is why working with cryptocurrency involves risk understanding testing. For unqualified investors, a limit has also been set — up to 300,000 rubles per year through one intermediary.