The Ministry of Internal Affairs of Russia has revealed two fraudulent schemes that criminals use to access citizens' personal accounts on the "Gosuslugi" portal and steal money.
The first scheme involves phone calls. Fraudsters pose as telecom operators and ask the victim to provide a code from an SMS, which is allegedly needed to extend the service agreement for the subscriber number. In fact, this code is necessary to log into the personal account on "Gosuslugi". After receiving the code, the criminals change the password on the victim's account and write a message in the hint field to the security question that the account is blocked, and offer to call the specified number. This number belongs to the fraudsters. By calling it, the victim receives instructions to transfer money to a "safe account", which is ultimately a scheme for stealing funds.
The second scheme involves reissuing a subscriber number that was previously linked to an account on "Gosuslugi". Fraudsters find old numbers that are no longer used by their owners but are put up for resale by telecom operators. They register the number to a new owner and restore the password to the account via a one-time code received on this number. At the same time, the account holder may not notice unauthorized access, since changing the password does not block access from the previously authorized "Gosuslugi" application. After gaining access, fraudsters use the account to apply for online microloans and credits, obtain certificates, and sign contracts using an enhanced unqualified electronic signature generated in the "Gosklyuch" mobile application.
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