The Russian Association of Motor Insurers (RAMI) has presented a rating of regions where the number of OSAGO insurance cases per year exceeds the national average. Several factors contribute to this: traffic density, deteriorating road infrastructure, and a shortage of control cameras. Regions with a high number of insurance cases experience a significant amount of fraudulent activity.
Among the regions occupying the top positions in terms of the number of insurance cases from September 2024 to October 2025, Ingushetia and Primorsky Krai stand out. In Ingushetia, their frequency was 10.5%, which is 2.6 percentage points higher than in the same period last year. Primorsky Krai also showed an increase to 7.2% compared to 2024. The third position in the ranking is shared by Novosibirsk Oblast and the Republic of Dagestan, with an insurance case frequency of 7%.
In fourth and fifth place are Khabarovsk Krai with 6.5% and the Republic of Sakha with 6.4%, respectively. In the Kaliningrad Oblast, this figure is 6%, in the Yaroslavl Oblast — 5.7%, and in Tatarstan, Buryatia, and Moscow — 5.5%. Also in the top 10 are Mari El and Tomsk Oblast with a frequency of 5.4%. The ranking is closed by Chelyabinsk Oblast with 4.9%.
It was previously reported that in the 10 months of 2025, the average OSAGO payout increased by 16% compared to the same period in 2024, amounting to 115 803 rubles. The average premium, on the contrary, decreased by 4.9%, to 7275 rubles.
