VTB and mobile operator T2 have developed a joint plan to combat phone scammers. As part of this project, SMS messages to confirm a client's login to online banking will be delayed in case of suspicious calls.
T2 and VTB will delay sending SMS messages in case of suspicious calls. If users request an access code to online banking during a phone conversation, the operator will delay the SMS. Whenever it arrives—during the conversation or after the call—the information in the message will become irrelevant. This will reduce the risks for the client in case of an attack by fraudsters.
If a client has requested an SMS message during a phone conversation, this may be a sign of fraudulent activity. Since June 1, operators are required to block sending messages with access codes to the "Gosuslugi" portal.
And we and T2 went further.
The goal of the initiative is to protect the groups of the population most at risk of deception—clients over 60 years of age and young people between the ages of 14 and 21. Scammers use various tricks to intimidate their victims and convince them to provide them with codes from SMS messages to access their account on the "Gosuslugi" portal or to log in to online banking.
After that, attackers can use an electronic signature on the "Gosuslugi" portal to apply for a loan or microloan, as well as to create several eSIM cards in the victim's name. In addition, they can change the password in online banking, confirm the withdrawal of funds, or apply for loans.
Earlier, Beeline and Wildberries & Russ announced a partnership aimed at creating an effective investigation system. As part of this collaboration, new methods of analysis and anti-fraud monitoring will be developed, which will allow tracking data on fraudulent calls and suspicious transactions. It is expected that thanks to joint efforts, marketplace users will be able to save more than 60 million rubles annually.
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