In Russia, so-called auto lawyers have begun to buy from victims of accidents the right to demand compensation. In court, they recover from insurers amounts exceeding the statutory threshold for CTP insurance of 400 thousand rubles. The Russian Union of Auto Insurers (RSA) proposed to solve this problem.
The head of the RSA, Evgeny Ufimtsev, stated that it is possible to introduce a ban on compensation above the limit. According to statistics, in 2025, repairs under CTP insurance were carried out only in 6.1% of cases, in the remaining cases, motorists insisted on cash payments.
Senator Oleg Tsepkin is sure that it is necessary to exclude intermediaries between accident victims and insurance companies. At the same time, drivers should receive compensation commensurate with the damage. In his opinion, the RSA initiative will help improve the CTP insurance institution.
Therefore, it is necessary to do everything possible to ensure that a person has the opportunity to repair a car damaged through someone else's fault, without being constrained in money.
The legislator also acknowledged the problem with spare parts.
Now the insurance company must offer the driver of a car damaged in an accident a repair at a service station. The car restoration period is 30 days. If the vehicle has received severe damage, the insurer will pay the maximum amount (400 thousand rubles), and the remainder — the perpetrator of the accident.
