In Russia, for 11 months of 2025, the average cost of OSAGO (Compulsory Motor Third Party Liability Insurance) decreased by 4.8%. At the same time, the average payment increased by 16.3%, said Evgeny Vasiliev, Director of Insurance Methodology of the Russian Union of Auto Insurers (RSA).
We have reduced both the average premium (the price for car insurance) and the total premium collection.
In particular, the average OSAGO premium amounted to 7,274 thousand rubles, and the average payment (compensation for damage in the event of an accident) — 116,408 thousand rubles. At the same time, insurers collected 297,388 billion rubles under OSAGO.
According to Vasiliev, the trend in the insurance market may change. He, like many of his colleagues, is confident that the average OSAGO payment will continue to grow, but the average premium will decrease.
