An unexpected transfer of money to a bank card may be part of a fraudulent scheme, the Russian Ministry of Internal Affairs warns. Attackers use such transfers to force citizens to return funds and at the same time intimidate them under the pretext of financing terrorist organizations.
Attackers can use such transfers to add another link to the chain of cashing out funds, or, after receiving a return transfer, begin to intimidate the citizen
Law enforcement officers advise that if money is received from an unknown sender, check the credit through a mobile application or the official website of the bank, and also immediately report the transfer via the hotline, chat or bank office. This will allow you to register the appeal and find out the source of funds.
Do not use the received money yourself. Even a small amount can be recognized as unjustified enrichment, which creates an obligation to return it and possible legal costs. Do not send funds directly to other details - this may be part of a fraudulent scheme. All return operations must be carried out only through the bank.
The Ministry of Internal Affairs recommends using official return functions, for example, "return of erroneous transfer" in the bank application. Also, save all correspondence and calls related to the transfer - they may be needed during the investigation.
Thus, vigilance and verification of all unexpected receipts of funds will help protect yourself from scammers and avoid possible financial and legal problems.
