Оплата по ладони: ВТБ запускает инновационный терминал

The bank has come up with a new method of identification using a vein pattern

VTB Bank and the Center for Biometric Technologies presented a terminal for payment by vein pattern on the palm. The innovative approach will be demonstrated at the FINOPOLIS 2025 exhibition.

The terminal uses an IR sensor to scan blood vessels. It is planned that vein patterns can be added to the Unified Biometric System (UBS) along with other data. According to VTB, the new method may become an alternative to facial recognition, since the vein pattern will become a more reliable and difficult to fake method of identification.

According to a VTB representative, palm recognition is an approach that can be placed at any angle and in any place. In the future, users will be able to choose a method of identification when paying, and vein data will be stored in the UBS.

Other banks, such as Alfa-Bank and Sberbank, have already begun to implement similar technologies. For example, Alfa-Bank has been using this method to access bank cells since 2018. In China, WeChat Pay launched palm payment in 2023.

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Sources
RBK

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