A service for registering new profitable banking products has been launched on the "Gosuslugi" portal. Now, privileged categories of citizens receiving social benefits and who are clients of participating banks can easily open social deposits and accounts. Banks are actively connecting to this program.
Who can open a social deposit or account? Russians over 18 years of age who receive at least one of the following social support measures: a single allowance for children and pregnant women; monthly or one-time allowance under a social contract; federal or regional supplement to the pension.
Russians can open a social deposit of up to 50 thousand rubles at the maximum rate offered by the bank. The deposit can be replenished at any time, but without exceeding the established limit. Interest is accrued and paid monthly.
A social account has no limit on the amount. It can be opened for a year, and the interest rate is determined by the agreement. If the account has less than 50 thousand rubles, interest is accrued at no less than half of the key rate of the Bank of Russia, the Ministry of Digital Development specified. You can withdraw money at any time, interest is accrued on the daily balance and paid monthly.
Please note. You can only conclude an agreement yourself through "Gosuslugi". If someone calls with an offer to open a deposit or account for you, these are scammers.
Earlier, the Ministry of Finance of Russia and Sberbank agreed to cooperate in the field of artificial intelligence to improve the budget process. The introduction of a multi-agent system based on GigaChat will speed up budget approvals by automating data preparation and verification.
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