Speaking today in the State Duma, the head of the Central Bank of the Russian Federation Elvira Nabiullina told about the digital ruble. The regulator wants to join the pilot project for the third form of Russian currency (after cash and non-cash rubles) as soon as possible, and judging by what became known today, it will be a convenient form of calculation.
Elvira Nabiullina announced that transfers in digital rubles will be absolutely free, and Russians will be able to receive up to 300 thousand rubles per month in their digital wallet.
«We have set a limit of 300 thousand rubles per month for topping up a digital wallet. This is beyond the pilot project already. This entire amount, as well as any other balances on the wallet, for example, if you have received digital rubles from someone else, can be transferred to yourself or to another person without any charges. That is at least three times more than what is currently available in the FPS”, - said the head of the regulator.
It is assumed that a citizen will have one digital wallet, which can be used via a mobile application of any bank. Money can be transferred in digital rubles by phone number, and goods can be paid for in the traditional way as it is done now, with the help of a QR code.