Russian banks have become more vigilant in checking business operations involving USDT and other cryptocurrencies. Companies are now being asked not only for standard documents under Federal Law 115-FZ, but also for explanations as to why they need stablecoins and with whom exactly they conduct such transactions.

This is particularly evident among clients engaged in foreign economic activity. According to RBC, at least several large banks have started asking additional questions, and in some cases, even to companies that are not participating in the experimental regime for cryptocurrency settlements in foreign trade contracts.

A new point has also emerged: businesses may be asked to confirm that the counterparty through whom the cryptocurrency was purchased is listed in the Bank of Russia's register of exchange operators and complies with anti-money laundering requirements.

There's a nuance: the new law on cryptocurrency market regulation will only come into force on September 1, and the register of such operators has not yet been formed. This means banks have effectively started restructuring control in advance, even before the full launch of the new system.