The mass implementation of the digital ruble in Russia will begin on September 1, 2026. From this moment, the largest banks will be required to provide customers with the opportunity to open digital wallets, make transfers, and pay for goods and services.
The obligation to accept digital rubles also extends to trading companies with revenue exceeding 120 million rubles, served by these banks.
From September 1, 2027, connecting to the digital ruble platform will become mandatory for other banks with a universal license and their clients from among trading companies with revenue from 30 million rubles per year.
By September 1, 2028, the digital ruble should be available in all banks and from sellers with smaller turnovers. Companies with annual revenue of less than 5 million rubles are exempt from obligations.
The law also introduces a universal QR code based on the National Payment Card System. It will simplify payment without cards and combine different payment methods - from the Faster Payments System to installment services and the digital ruble. All banks must ensure technical readiness for the use of such a QR code by September 2026. The service from NSPK will be free for banks.
The digital ruble will be used on par with cash and non-cash funds. Opening a wallet and conducting transactions will be free for citizens, while the use of digital currency remains voluntary.
Read more on the topic:
The Moscow Metro Processed the First Test Payment with a Digital Ruble
Digital Ruble in the Budget Process: What Changes Await the Financial System of Russia
Digital Ruble to Be Used in the Budget System of Russia from October 2025
Now on home
The platform allows you to send short videos to random people and watch other people's video messages
Likhachev spoke at the AtomSkills championship in Yekaterinburg
The General Designer of NPO Mashinostroyeniya was 74 years old
New friction stir welding technology creates strong bimetallic joints without delamination
Patented technology simplifies the production of lightweight and rigid thin-walled structures
The electromechanical device spins dozens of metal and fiberglass cables, creating a protective zone
New circuit opens the way for reliable electronics in extreme conditions
The Ministry of Health is preparing to launch a system that will store data on vaccinations, contraindications, and refusals
Joint venture established for exploration and processing of raw materials for high-tech industry
The restyled SUV received a turbo diesel, LED optics, and a new multimedia system
The device will allow conducting research at the nanometer level
The enterprise will be launched at the end of 2028, with a design capacity of 10.5 thousand extra-large tires per year