The leadership of the Ministry of Industry and Trade, the Central Bank, and the FAS have been asked to limit the size of dealer commissions on car sales on credit. The corresponding initiative was put forward by Anton Shaparin, Vice President of the National Automobile Union (NAS). In a letter to Russian Deputy Prime Minister Denis Manturov, it is noted that most cars in the country are bought on credit.
At the same time, car loans are becoming more expensive for citizens, including due to the commission for processing the loan, which for some dealers can reach 9% of the total amount of borrowed funds. At the same time, the loan amount also includes the cost of additional services and equipment, including insurance and accessories.
Against this background, Shaparin proposed introducing a ban on the installation of any additional equipment before the sale of the car. In addition, it is proposed to limit the size of the commission for a car loan in a dealership to 4%. The introduction of criminal liability is possible for the regular imposition of additional goods on customers.
The NAS proposal was not supported by Russian dealers. Car sellers believe that the car market should remain competitive, and the introduction of restrictions will not benefit anyone.
