The number of car loans overdue by more than 90 days in Russia exceeded 200,000 for the first time in February 2026, RIA Novosti was told at the Scoring Bureau. Over the year, the figure increased by 1.3 times, over the month - by 5.6%. The volume of bad car loans in February also exceeded 200 billion rubles for the first time: plus 40.8% year-on-year and plus 6.6% per month. In total, Russians had about 3.4 million car loans with a total debt of 3.5 trillion rubles.
Car loan market in February 2026
- Overdue car loans (90+ days): more than 200 thousand, for the first time
- Growth per year: 1.3 times
- Growth per month: plus 5.6%
- Volume of bad car loans: more than 200 billion rubles, for the first time
- Volume growth per year: plus 40.8%
- Volume growth per month: plus 6.6%
- Total car loans from Russians: about 3.4 million
- Total debt: 3.5 trillion rubles
A 40% increase in delinquency year-on-year with a total portfolio of 3.5 trillion rubles creates an increasing burden on the banking sector. The situation is aggravated by the tightening of the rules for issuing new loans: from January 1, 2026, banks lost the ability to assess the income of borrowers using their own models. According to the National Financial Market Council, the share of rejections in car loans may reach 40%, which limits the possibilities of refinancing for already problematic borrowers.
