The leadership of the Ministry of Industry and Trade, the Central Bank and the Federal Antimonopoly Service asked to limit the size of dealers' commission when selling cars on credit. The corresponding initiative was made by the vice-president of the National Automobile Union (NAS) Anton Shaparin. In a letter to the Deputy Prime Minister of the Russian Federation Denis Manturov, it is noted that most cars in the country are bought on credit.
At the same time, car loans are becoming more expensive for citizens, including due to the commission for processing a loan, which for some dealers can reach 9% of the total amount of borrowed funds. At the same time, the amount of the loan also includes the cost of additional services and equipment, including insurance, accessories.
Against this background, Shaparin proposed to introduce a ban on the installation of any additional equipment before the sale of the car. In addition, it is proposed to limit the size of the commission for a car loan in a dealership to 4%. With the regular imposition of additional goods on customers, the introduction of criminal liability is possible.
The NAS proposal was not supported by Russian dealers. Car sellers believe that the car market should remain competitive, and the introduction of restrictions will not benefit anyone.