Ozon Bank has started issuing car loans directly when purchasing a car on Ozon. For now, the product is being tested on a limited group of clients, and a loan can only be obtained for new passenger cars from the marketplace.
The loan is issued for a period of one to eight years. The maximum amount is 5 million rubles, with a down payment starting from 20%. Early repayment of the debt is possible without penalties or commissions.
At the start, the bank also does not require mandatory CASCO and OSAGO insurance when applying. Currently, over 3,000 models from dealers are available for credit on Ozon, including Chery, Changan, Lada, Haval, Geely, and Tenet.
For Ozon, this is another step beyond the usual marketplace. Ozon Bank already has over 43 million active clients, and as of the second quarter of 2026, it ranked 18th among Russian banks by asset size.
Read more on the topic:
- Ozon expands its automotive range: new Changans are now on sale
- Home Delivery and Transaction Security Guarantee: Ozon Launches Sales of Used Cars