Drivers are not required to carry a paper version of the OSAGO (compulsory motor third-party liability insurance) policy if they have issued this document electronically. This decision was made by the Supreme Court of Russia in a relevant case.
In October 2024, in Sverdlovsk Oblast, a traffic police inspector stopped a Lada 219120 car. During the document check, it was found that the driver had issued an electronic OSAGO policy but did not have a paper version with him.
As a result, the inspector issued a protocol for an administrative offense under Part 2 of Article 12.3 of the Code of Administrative Offenses of the Russian Federation (liability for driving a vehicle by a driver who does not have the documents stipulated by the traffic rules). The man was fined 500 rubles.
The driver disagreed with the decision of the traffic police officer and appealed to the court. The judge of the higher instance established that at the time of the document check, the insurance policy was valid. Since the man did not commit an administrative offense, the inspector's decision to fine him was canceled.
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