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Rates Down, Debts Up: Courts Recovered Over 8 Trillion Rubles in Loans from Russians in 10 Years

The number of cases of loan defaults has increased tenfold, and most decisions are made without hearings - in a simplified procedure

Over the past ten years (2015-2024), Russian courts of general jurisdiction have issued decisions to recover more than 8.3 trillion rubles from citizens under loan agreements, according to judicial statistics.

Image source: Kandinsky

In total, 81 million cases of debt collection were filed in courts during this period, of which 78.8 million claims were fully or partially satisfied. In 90% of cases (70.8 million cases), decisions were made in a simplified order procedure - without court hearings.

At the same time, courts rejected 809,000 claims (about 1%), and another 365,000 cases were dismissed.

Image source: Chatgpt

For comparison, in the previous decade (2005-2014), the number of such cases was almost ten times less - 8 million, and the total amount of recoveries amounted to 2.5 trillion rubles.

The dynamics show a sharp increase: if in 2005 the courts issued 71,000 decisions for the amount of 8 billion rubles, then by 2010 their number increased to 725,000 cases for 359 billion rubles, in 2015 - to 2.5 million decisions for 771 billion rubles, and by 2024 reached 14.8 million decisions for 834 billion rubles.

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