Blocking bank transfers between clients' own accounts may be related to anti-money laundering requirements and automation of transaction control, said Eryania Bochkina, an analyst at Banki.ru financial marketplace.
In order not to be blocked, you should not break up large amounts into dozens of small transfers, resort to operations with signs of anonymity, or frequently transfer funds to unfamiliar people. It is better to indicate the clear essence of the transfer in the purpose of the payment. If a large transfer is coming up, it is better to notify the bank in advance.
According to the analyst, suspension is possible if the transfer amounts are large or the transactions are carried out too often. The bank may also be attracted by actions that are atypical for the client: receipts to new details, splitting large amounts, transfers from third parties, or a sudden withdrawal of funds after a long accumulation. In such situations, the bank is obliged to check the source of funds and temporarily freeze the transaction.
If the transfer is still blocked, the client should provide the requested documents as soon as possible to confirm the legal origin of the money, Bochkina emphasized.
Read also:
- Out from under the ax: Russian military equipped the 152-mm self-propelled howitzer "Acacia" with "Buratino" dynamic protection
- Venezuelan Air Force showed footage of two Su-30MK2 fighters flying with suspended Kh-31 missiles of Russian production
- Both the turret rotates and saves from drones: Russian military showed the modernized T-72B3 with "Hedgehog"-type protection