Tinkoff customers can test a novelty in the Russian banking sector - a smart financial camera. It is available on Android smartphones with the bank's mobile application version and higher, as well as for iOS users in the DocStorage application.
How does a smart financial camera work?
Tinkoff's Center for Artificial Intelligence and Payment Technologies uses computer vision technologies - they help to recognize different objects: people, animals, or something else. Natural language processing is used to read numbers and handwritten text from any surface.
This is done by neural networks trained on a large array of data. At the same time, according to representatives of the company, the technology does not transfer customer data to third-party services, and the use of a smart financial camera is safe.
What can a smart financial camera do?
In addition to animals, the camera recognizes more than a dozen options for information so that the client can solve a variety of financial tasks:
- recognize bank details without a QR code;
- recognize a phone number for transfer via the bank's mobile application, even if it is handwritten;
- pay by QR codes.
In the near future, the smart camera will be able to recognize people, cars, as well as other complex moving and stationary objects for identification and/or making payments and transfers.
For example, it will be possible to scan checks from a restaurant to split the bill or checks from stores to receive cashback and check prices.